For those who are looking to explore a new career path and ready for a challenge, take this opportunity to excel yourself with MDV.
No. of vacancies: 1
Job Description
- Process financing applications by evaluating customer's need and interpret and analyze financial statements, financial models/ cash flow, and scenarios to identify key risks and mitigate associated risk in order to make suitable credit recommendations.
- Verify and update credit assessment templates for each application with the required data and information to be submitted to the manager for review.
- Conduct standard financing structuring based on customer's credit worthiness and prepare and submit a proposal to superiors for review before submission of the report to the approving committee.
- Prepare letter of offers to customers and ensure all required information is captured accurately before releasing it to the customers.
- Manage portfolio of customers allocated by attending to routine customer's queries and clarification independently and resolve all queries in a timely manner.
- Monitor and follow-up disbursement activities with the Loan Administration & Disbursement team to ensure account activation and financing disbursement are on track.
Requirements
- Degree in Accounting, Finance, Economics or its equivalent
- From 2 to 5 years of working experience in External Auditing, or Corporate Banking, Business/ Commercial Banking, Wholesale Banking, SME Banking, Contract/Project Financing , Revolving/Term Loan.
- Possess Interpersonal/Communication, Negotiation, Financial Acumen, Business Acumen and Credit Analysis skills.
Benefits:
- KWSP employer contribution 16%
- Petrol allowance
- Phone allowance
- Parking allowance
- Annual leave 21 days
- Study and exam leave 10 days
- Compassionate leave 10 days
- Marriage leave 5 days
- Maternity benefit
- Optical & dental benefit
- Outpatient and hospitalization for self and immediate family
- Allowance for Raya, Chinese New Year, Deepavali, Christmas and Merdeka
- Hybrid working arrangement
- Flexible working hour