Job Summary**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking and investment products.
Job Responsibilities**
- Develop and maintain strong relationships with individual clients, understanding their financial needs and aspirations.
- Conduct thorough financial needs analysis to identify suitable banking, investment, insurance, and lending products.
- Present and explain complex financial products and services clearly and concisely to clients.
- Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies.
- Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives.
- Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
- Actively participate in sales campaigns and initiatives to achieve individual and team sales targets.
- Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients.
- Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.
Job Qualifications**
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Proven experience in financial advisory, sales, or banking, preferably within a retail banking environment.
- Strong understanding of various financial products including deposits, loans, investments (unit trusts, bonds, equities), and insurance.
- Excellent communication, interpersonal, and presentation skills.
- Strong analytical and problem-solving abilities.
- Ability to build rapport and trust with clients.
- Results-oriented with a strong drive to achieve sales targets.
- Relevant industry certifications (e.g., FIMM, PCE, CUTE, TBE) are a significant advantage.
- Proficiency in Microsoft Office Suite.
