Monthly Rotating Shifts (Morning, Noon, Night) — Night Shift is Work-from-Home

Why XTransfer

World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform
Supportive Work Culture
Career Growth

Role Overview:

Safeguard our cross-border payment platform by ensuring compliance, preventing fraud and protecting clients. You will review customer data, assess risks and work closely with clients to resolve compliance issues.

Job Responsibilities:

Review and verify KYC documents (e.g., IDs, business licenses) against anti-fraud and sanctions databases, ensuring timely case resolution within SLA
Conduct sanctions screening and identify politically exposed persons (PEPs) or high-risk entities in line with international requirements
Proactively communicate with clients to resolve incomplete or flagged submissions via multilingual channels (primarily English)
Analyze recurring risk patterns and contribute insights to the risk knowledge base
Perform merchant due diligence: assess business models, transaction histories, and ownership structures to assign appropriate risk tiers
Stay up to date with AML/CTF regulations and ensure all processes meet legal and policy standards

Job Requirements:

Bachelor's degree in Business, Finance, Law, or relevant field (preferred)
2–5 years working experience in compliance, risk management or cross-border payments risk control (e-commerce/fintech preferred)
Excellence attention to detail
Strong analytical and data skills (Excel/ SQL) with the ability to model risk logically
Fluency in English is required; Mandarin is a PLUS
Willing to work on a Monthly Rotating Shift Schedule (Morning, Noon, Night) — Night shift is Work-from-Home

Senior Risk and Compliance Specialist

Senior IT Risk & Compliance Specialist