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We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
Job Responsibilities
Support the development and review of credit risk policies, ensuring they remain relevant and aligned with regulatory and business requirements.
Assist in preparing policy documents and presentations for Management and Board-level committees, and support the endorsement or approval process.
Conduct preliminary credit risk assessments for new product proposals or product variations, under guidance from senior team members.
Participate in credit-related projects, providing input and feedback to enhance risk management practices. Help organize and deliver briefings, workshops, and training sessions to educate stakeholders on credit risk policy requirements.
Respond to credit risk policy-related queries from internal teams and external stakeholders, including regulators, with support from senior staff when needed.
Undertake ad-hoc tasks and assignments as directed by the Head of Group Credit Risk Management or the Group Chief Risk Officer.
Job Requirements
Qualification & Experience
Bachelor's degree in finance, accounting, business administration, or a related field. A tertiary education is preferred.
Minimum of 2 years of experience in credit risk management, credit policy review or related tasks.
Professional credit certification such as CCP, CCE, or any relevant certification is an added advantage.
Skills And Knowledge
Basic understanding of retail and business credit, with some exposure to credit risk assessment, financial analysis, or risk management.
Strong analytical skills and attention to detail.
Comfortable working with numbers and data, with a willingness to learn deeper analytical techniques.
General awareness of industry trends, market conditions, and business environments.
Good interpersonal skills with the ability to communicate effectively across different levels of the organization.
Familiarity with credit products and services is an advantage.
Some knowledge of BNM's credit policies, procedures, and regulatory requirements is preferred, with a willingness to deepen understanding through on-the-job learning.
