Job Description
Accountable in Credit Portfolio Analytics in executing credit portfolio strategy across origination (TTD) and post-booking performance monitoring. Assist in analytics, reporting, and credit risk performance management to ensure portfolio quality, profitability, and sustainability.
Job Purpose
- To support the analytics team in day-to-day reporting, monitoring, and analysis activities.
- To enhance business performance visibility through data extraction, validation, and basic statistical analysis.
- To prepare timely and accurate management information to support strategic and operational decision-making.
- To assist in maintaining a healthy credit portfolio within the bank's risk appetite by supporting credit strategy analysis and implementation.
- To conduct portfolio monitoring and assist in identifying potential risks and opportunities.
- To collaborate with stakeholders to translate business requirements into data and reporting outputs.
Key Responsibilities
- Portfolio Monitoring & Reporting Support
- Support tracking of portfolio health (e.g., delinquency trends, vintage performance).
- Prepare recurring reports and dashboards for portfolio monitoring.
- Assist in data validation and reconciliation to ensure reporting accuracy.
- Monitor early warning indicators and highlight observed trends.
- Credit Analytics Support
- Perform basic origination and segmentation analysis (e.g., booking mix, approval rate trends).
- Support deep-dive analysis on emerging risks under guidance of Head, Credit Policy & Portfolio Analytics.
- Assist in preparation of KRIs and performance tracking reports.
- Produce data extracts and analysis for management reporting and business reviews.
- Regulatory & Internal Reporting Support
- Assist in preparation of regulatory submissions and ad-hoc queries.
- Support data compilation for BNM reporting (e.g., CRR, quarterly insights).
- Provide relevant data and analysis for audit and compliance queries.
- Stakeholder & Operational Support
- Work closely with Risk, Collections, Finance, and Business teams to fulfill data and reporting requests.
- Support preparation of materials for presentations and management forums.
- Ensure timely delivery of analytics outputs aligned with business needs.
