Job Purpose
Assist the Head, Enterprise Analytics & Reporting in strengthening enterprise-wide risk analytics and reporting capabilities within Group Risk by delivering robust portfolio insights, sectoral analytics and forward-looking risk research.
Key Responsibilities
- Conduct quarterly sectoral lending reviews in collaboration with Credit and business teams to support risk-informed portfolio steering and strategic lending direction.
- Deliver advanced enterprise risk analytics, including portfolio deep dives, sectoral risk analytics and thematic analyses
- Undertake enterprise risk research to identify emerging risk themes, macroeconomic vulnerabilities and scenario impacts:
- Collaborate with internal stakeholders such as Economics Research
- Develop forward-looking risk perspectives and scenarios
- Manage and enhance RAROC-related frameworks, including:
- Support quarterly portfolio RAROC review with Strategy, Business and Finance
- Maintain and enhancing the pre-deal RAROC calculator
- Ensure consistency and robustness in measurement and reporting of risk-adjusted performance metrics
- Collaborate closely with Credit, Business, Finance, Strategy and other stakeholders to ensure alignment of analytics output with business objectives and risk appetite.
Qualifications
- Bachelor's Degree in statistics, mathematics, actuarial science, economics, finance or other related quantitative discipline.
- Minimum 5 – 6 years of experience in risk analytics, portfolio analytics, banking analytics or related fields.
- Strong understanding of:
- Credit and portfolio risk analytics
- RAROC or risk-adjusted performance frameworks
- Banking products, portfolios and sectoral risk dynamics
- Strong analytical and problem-solving skills, with the ability to translate complex data into actionable risk insights.
- Experience in risk reporting, data visualization tools (e.g., Power BI, Tableau) or dashboarding is an added advantage.
- Strong stakeholder management and communication skills, with the ability to work across functions and present insights to senior management.
