Conduct independent credit review of the Wholesale Banking accounts that fall within the identified tracks, to determine their appropriate classifications and devise appropriate strategies to mitigate the credit defaults/losses.
Monitor & follow-up on the identified vulnerable/high risk accounts with the objective of curing/mitigating the identified risks.
Assist business units in the credit assessment of proposals submitted.
Manage a portfolio of Wholesale Banking non-performing loans (NPLs).
Credit assessment of restructuring/recovery proposals.
Review loan documentation.
Follow-up with solicitors/receivers/liquidators on the progress of all legal proceedings.
Job Requirements :
Possess a recognised Bachelor's degree, preferably in Finance, Accounting or Banking, from a recognised university / college.
Strong analytical skills including financial analysis and credit assessment, preferably with 3 - 5 years experience in corporate / commercial credits environment.
Able to identify, review, analyse and offer risk mitigation solutions for vulnerable credits.
Proactive and highly motivated self-starter
Possess a positive attitude with excellent communication, good business writing and interpersonal skills.
