he COBOL Developer is responsible for designing, developing, testing, and maintaining COBOL-based applications on mainframe platforms that support card products, including credit and debit cards. The role ensures reliable, secure, and efficient processing of card transactions and lifecycle management while supporting the bank's business objectives. The developer collaborates with IT teams, business stakeholders, and external vendors to implement and enhance card systems in a mission-critical environment.

Requirements

·       Bachelor's degree in Computer Science, Information Technology, Software Engineering, or a related field.

·       Equivalent technical certifications or diploma in mainframe technologies may be considered for candidates with relevant experience.

Certifications (Optional / Advantageous):

·       IBM Certified Specialist – COBOL Programmer

·       IBM Mainframe-related certifications (e.g., z/OS, CICS, DB2)

·       Any recognized certification in software development, system integration, or banking IT

JOB SPECIFIC SKILLS & COMPETENCIES REQUIRED

Key-in (if any) Job Specific Skills and Competencies required not mentioned in the Skills Family Competency Framework.

1.     Proficiency in COBOL, JCL, CICS, DB2, IMS, and VSAM.

2.     System Integration Skills – Integrating mainframe applications with internal and external systems.

3.     Performance Tuning & Optimization – Ability to optimize COBOL code, batch jobs, and system processes.

4.     Problem Solving & Troubleshooting – Analytical skills to resolve production and system issues efficiently.

5.     Banking & Enterprise Systems Knowledge – Familiarity with banking operations and transaction processing.

6.     Effective communication with stakeholders, teams, and vendors.

7.     Willingness to learn emerging technologies and adapt to modernization initiatives.

DECISION MAKING AUTHORITY 

Describe decisions this job will make without referring to their line manager. Describe recommendations this job will make which the line manager usually accepts

Decisions the Role Can Make Independently:

·       Determining the best technical approach to implement COBOL programs for batch and online mainframe applications.

·       Identifying and executing performance improvements or optimizations in COBOL code and mainframe processes.

·       Prioritizing debugging and issue resolution steps for production incidents affecting mainframe systems.

·       Applying standard coding practices, tools, and frameworks for development tasks.

·       Choosing testing methods and techniques for unit and integration testing of mainframe applications.

Decisions Requiring Line Manager Approval or Recommendations:

·       Approving significant changes to system architecture or design that could affect multiple applications or processes.

·       Deciding on the adoption of new tools, technologies, or frameworks outside existing standards.

·       Scheduling major system upgrades, migrations, or deployments that impact business operations.

·       Recommending long-term solutions for recurring system issues or modernization initiatives.

·       Approving workarounds or changes that could have regulatory or compliance implications.