Commission Sales Associate

Company Description Prudential BSN Takaful Berhad (PruBSN) is Malaysia's leading family takaful operator, recognized for its customer-centric approach, multi-channel distribution strategy, and innovative, technology-driven solutions. The organization is committed to creating a work environment where people find value and meaning in their roles while delivering outstanding outcomes for customers, shareholders, and communities. PruBSN invests heavily in talent development through comprehensive training, workshops, and an award-winning leadership development program that nurtures future leaders. The company emphasizes performance-based rewards, open employee engagement, and strong support for volunteering initiatives. PruBSN is dedicated to fostering a diverse and inclusive workplace and offers clear pathways for career growth.

Role Description This is a Full time or Part-time Financial Advisor role based in Muar, offered on a hybrid basis with some flexibility to work from home. The Financial Advisor will engage with clients to understand their financial goals and provide tailored takaful and financial solutions, including protection, savings, retirement, and investment-related plans. Day-to-day responsibilities include conducting financial needs analyses, presenting suitable product options, and supporting clients through the application and onboarding process. The role involves maintaining ongoing client relationships, monitoring portfolio performance, and providing periodic reviews and recommendations. The Financial Advisor will also participate in training sessions, team meetings, and community or client outreach activities as required.

• Ability to provide comprehensive Financial Planning and Financial Advisory services aligned with client goals.
• Knowledge of Finance and Investments, including basic risk management and portfolio diversification concepts.
• Skills in Medical Plan, Protection plan & Retirement Planning, including assessing long-term needs and proposing appropriate savings or protection strategies.
• Strong interpersonal, communication, and client relationship management skills.
• Good analytical and problem-solving abilities, with attention to detail and ethical judgment.
• Comfort with hybrid work arrangements, self-motivation, and the ability to manage time and priorities effectively.
• Relevant academic background in finance, business, economics, or related fields is an advantage.
• Prior experience in financial services, takaful, insurance, or advisory roles is beneficial but not mandatory; appropriate licensing or certification as required by local regulations will be an added advantage.