Provident Banc Berhad
Location: Kuala Lumpur, Malaysia
Provident Banc Berhad is seeking a high-calibre Analyst to support our Corporate Finance, Credit, and Project Finance initiatives. This role is suited for candidates with strong analytical capabilities and hands-on experience in structured transactions, financial modelling, and credit evaluation and assessment. The Analyst will work closely with senior management on investment evaluation, structured financing, and capital market transactions across multiple sectors, involving ultra high net-worth individuals, private and public listed companies.
Key Responsibilities
Corporate Finance & Advisory
- Assist in evaluating mergers & acquisitions, equity investments, and structured financing transactions
- Prepare investment memorandums, credit papers, and board papers
- Conduct valuation analysis including DCF, comparable companies, precedent transactions, and IRR sensitivity
- Support due diligence (financial, commercial, and regulatory)
Financial Modelling
- Build and maintain complex financial models (3-statement, project finance, LBO, cashflow waterfalls)
- Perform scenario analysis, stress testing, and sensitivity modelling
- Develop funding structures including debt-equity optimisation, capital stack analysis, and return modelling
- Evaluate refinancing strategies and capital restructuring options
Credit & Risk Analysis
- Conduct credit assessments including borrower financial analysis and risk profiling
- Evaluate collateral structures, covenant packages, and security mechanics
- Review financing terms (conventional and Islamic structures such as Commodity Murabahah, Sukuk, etc.)
- Monitor portfolio performance and prepare risk reports
Project Finance
- Support structuring of non-recourse and limited-recourse project financing
- Review concession agreements, offtake agreements, and key project contracts
- Analyse project viability including DSCR, LLCR, and cashflow coverage metrics
- Liaise with bankers, legal advisors, technical consultants, and stakeholders
Research & Market Intelligence
- Conduct industry and macroeconomic research
- Analyse regulatory frameworks and financing guidelines
- Prepare sector outlook reports and strategic assessments
Requirements
- Bachelor's Degree in Finance, Accounting, Economics, or related discipline (CFA/ACCA candidates preferred)
- 25 years experience in corporate finance, investment banking, commercial banking, credit analysis, or project finance
- Strong financial modelling skills (advanced Excel required)
- Understanding of capital markets and structured finance
- Experience in infrastructure, energy, real estate, or structured lending is an advantage
- Strong analytical thinking and attention to detail
- Excellent written and verbal communication skills
What We Offer
- Exposure to high-value structured transactions
- Direct engagement with senior management and decision-makers
- Opportunity to work on infrastructure, energy, real estate, and capital market transactions
- Competitive remuneration and performance-based incentives
