About The Company
One of the leading multinational finance leasing companies is hiring Credit Analyst to evaluate and assess the creditworthiness of prospective and existing customers applying for financing or leasing facilities.
Responsibilities
- Analyze financial statements, management accounts, cash flow, and credit reports.
- Assess the creditworthiness of new and existing customers.
- Conduct risk analysis and recommend credit limits, loan approvals, or financing structures.
- Prepare credit papers and present recommendations to management or credit committees.
- Monitor customer accounts and identify potential credit risks.
- Review covenant compliance and payment performance.
- Liaise with sales, finance, legal, and operations teams on credit-related matters.
- Maintain accurate credit documentation and ensure compliance with company policies.
- Support portfolio reviews and periodic risk assessments.
Requirements
- Bachelor's Degree in Finance, Accounting, Economics, Banking, or related field.
- 3 - 5 years of experience in credit analysis, corporate banking, leasing field.
- Strong ability to interpret financial statements and cash flow analysis.
- Knowledge of credit risk assessment and financial modelling.
- Strong analytical, leadership, stakeholder management, and problem-solving skills.
