To manage and administer all loan applications received from Sales person are duly processed, evaluated and credit decisions are made promptly and in line with the Bank's Credit Policy and Guidelines so as to contribute towards department's and Bank's business objectives to be the excellent and best provider in retail banking.
Key Responsibilities:
- To perform evaluation and credit decisions in respect of loan applications received from branches in line with the Bank's Credit Policy and Guidelines.
- To ensure all decisions made by credit officers/supervisors are in line with the Bank's Credit Policy and Guidelines/Business Rules.
- To supervise and monitor team officers performance and achievements. To provide coaching, guidance and motivation to staffs as and when required.
- To manage officer's leave effectively, to ensure adequate staffing at any time to avoid operational processing issues.
- To improvise and enhance the existing credit processes and work flow toward bank's direction.
- To resolve daily issues faced by Secured Credit Management in an effective manner.
- To improve efficiency and effectiveness of Secured Credit continuously in providing services to branches / RED team in order to meet the standards imposed by the Bank.
- To undertake ad hoc task and project as and when assign by superior.
- To review exceptional cases as and when required.
- Other duties and responsibilities as and when requested by superior.
Qualifications / Professional qualifications:
- Recognized Degree/ Master in Economics, Finance, Business Administration, Accounting or banking related disciplines.
- Preferably with CCP IBBM / CCE AICB qualification
