Director, Portfolio Analytics
- Posted 5 months ago
- Be among the first 10 applicants
Job Description
Create the future with Affin! You too can make a difference.
We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
Job Purpose
We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
Job Purpose
- Primary responsibility for managing the credit portfolio and overseeing risk analytics reporting across the group, including Affin Bank Berhad, Affin Islamic Bank Berhad, and Affin Hwang Investment Bank Berhad.
- Prepare, review, analyze, monitor and report all credit risk positions and credit risk profile on AFFIN Banking Group (ABG) to the Committees.
- Monitor and highlight on Bank performance and lending direction as well as compliance with regulatory and internal tolerance limits.
- Continuously assess, develop and enhance credit risk report for identifying, monitoring and reporting to respective Committees on timely basis.
- Continuously monitor data integrity in banking systems and ensure reliability for effective control and management of risk exposure.
- Stress testing of credit risk portfolio in line with BNM and ICAAP requirements.
- Monitoring and analysis of loan portfolio and asset quality; and highlight risk issues/emerging risk concerns for resolution.
- Other Ad-Hoc tasks assigned by the immediate superior/Head, Group Credit Risk Management/Group Chief Risk Officer (GCRO).
- Bachelor's Degree in Finance, Statistics, Accounting or related discipline.
- At least 10 years working experience in banking and risk management.
- Professional credit certification such as CCP/CCE or any relevant certification is an added advantage.
- Good exposure in banking & risk management environment.
- Analytical and self-starter.
- Inclination – with numbers and ability to analyse in depth.
- Sound knowledge of credit policies and procedures.
- Ability to work under pressure to meet deadlines.
- Ability to interact with all levels of people.
- Familiar with BNM's credit policy & procedures, compliance and regulatory requirements.
More Info
Key Skills
Banking Risk Management
Credit Policies and Procedures
About Company
Skills:
Digital Transformation, Cybersecurity, Data Governance, Data Analytics, Technology-enabled change, Scalable machine learning, Business Operations, LLM-enabled solutions, Analytics, Technology risk considerations, Privacy, Innovation, LLM-powered applications, Control environments, Model risk, AI automation, Modern data platforms, Responsible AI, Data residency, AI enablement, Agentic workflows, Regulatory expectations
Skills:
Internal Controls, AI tools, e-banking, Treasury Operations, audit requirements, Payments, reconciliation processes, global cash management, governance frameworks, Process Standardization, bank connectivity, Operational Risk Management
Skills:
Oracle and Procurement, Alteryx, insurance finance and procurement operations, ERP systems, intercompany charging models and processes, internal control frameworks, finance automation and analytics tools, finance risk management
Skills:
automation, Portfolio Management, claims adjudication, new business underwriting, Analytics, risk management, Medical Underwriting, Ai, Risk Assessment
Skills:
Data Analytics, Digital Adoption, Risk Management, Contract Management, Customer Service, Business Analytics, Compliance, Agile Practices, Healthcare Steerage