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paynet (payments network malaysia)

Head of Commercial Finance

paynet (payments network malaysia)
Malaysia, Kuala Lumpur
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  • Posted 13 days ago
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Job Description

Why PayNet / Why Now

  • PayNet is scaling products, platforms, and partnerships that require sharper commercial discipline at decision points.
  • Regulatory and stakeholder expectations on pricing, transparency and financial robustness are rising.
  • Pricing, cost, and margin choices now directly shape sustainability and competitiveness across the ecosystem.

TL; DR

  • Own pricing logic, cost discipline, and margin outcomes across products and platforms.
  • Shape investment and partnership decisions through clear financial judgment.
  • Challenge business cases to ensure economics are sound, scalable, and defensible.
  • Make cost, margin, and return drivers visible to guide where PayNet scales, invests, or pulls back.

Why This Role Matters

  • Shape pricing and cost clarity to sustain margins and platform viability.
  • Implement disciplined capital allocation decisions through robust investment evaluation.
  • Elevate business decisions through strong commercial challenge and judgment.
  • Bring transparency to cost, margin, and return drivers across products and platforms.
  • Strengthen trust by ensuring PayNet's commercial decisions are transparent, defensible, and financially sound.

What You Will Actually Do

  • Own pricing frameworks across products and platforms, including costplus and margin scenarios.
  • Shape investment decisions through costbenefit and return analysis.
  • Build and drive visibility of unit cost economics across products, platforms, and subsidiaries.
  • Challenge deal structures and business proposals to strengthen financial outcomes.
  • Influence pricing reviews and regulatory submissions with robust financial input.
  • Make ecosystem-level decisions, including setting liquidity and FX policy for crossborder flows with ecosystem partners.

Examples of This Role in Practice

  • Reshaping pricing to reflect true costs while balancing adoption and margins.
  • Reframing investment proposals to clarify returns and tradeoffs.
  • Challenging JV or partnership terms to strengthen longterm value.
  • Strengthening regulatory submissions with clear cost and margin logic.
  • Defining liquidity and FX approach for crossborder flows with ecosystem partners.

What Will Help You Succeed

  • Strong judgment on pricing, cost structures, and financial tradeoffs.
  • Ability to translate complex financials into clear commercial insights.
  • Track record in investment evaluation, deal review, or commercial finance.
  • Confidence to challenge senior stakeholders and influence decisions.
  • Comfortable leading a small team while influencing decisions across senior stakeholders and enterprise priorities.

More Info

Job Type:
Permanent Job
Industry:
Other
Function:
Finance
Employment Type:
Full time

Job ID: 150042577

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Last Updated: 07-07-2026 01:35:14 PM
Homejobs in MalaysiaHead of Commercial Finance