Job Descriptions:-
- To head GLR's Support & Special Projects and assist Head of GLR on all matters including department self-audit and quality assurance of the department's handling of accounts via carrying out the following:-
1. Portfolio/ account review and oversight of larger accounts requiring special attention, etc.
2. Overseeing under-performing (UA) Wholesale Banking accounts/ Business Banking accounts as assigned by Head of GLR (including carrying out recovery /restructuring functions for said accounts in the best interest of the Bank) and meeting financial targets set by management.
3. Oversight of the department's performance tracking & management reporting.
4. Oversight of the department's Operational Risk Management & Compliance process.
5. Oversight of optimizing department's resources (where applicable).
- Delivering yearly financial targets set by Management for assigned accounts in the portfolio.
- Reviewing and jointly approving periodic DCF analysis prepared by team members and Business RMs for impairment provisioning purposes.
- Tracking of Department's performance and KPI
- Liaise with staff within GLR, Risk (and other relevant parties) to ascertain that proper governance has been adhered to for cases under the purview of this role.
- Liaise with internal staff, BB, WB, and Finance on behalf of GLR in the MIS Support role and other support functions.
- Liaise with Risk & Compliance on behalf of GLR within the Operational Risk and Compliance function.
- Report to various Committees and Boards on the GLR portfolio and performance.
- Liaise with and compile reports for external parties where relevant (e.g., BNM, external auditors, etc.).
- Obtain the required and relevant approval authority in all matters (e.g., recovery proposals, review reports, etc.).
- Oversee the department's Operational Risk function, including KRI Reports, KCT, periodic Generic Key Control testing, BIA, BCP, Call Tree, and related activities.
- Plan and execute special projects related to impaired loans/financing as needed.
- Ensure internal and external compliance for GLR (including policy/guideline reviews where applicable and process improvements).
- Undertake ad hoc tasks as assigned by the Head of Department.
- Keep abreast with best practices, regulatory requirements and industry developments in finance, restructuring and recovery
- Manage staff career development by grooming key staff for succession, including via staff IDP
Job Requirements
- Degree or Professional Qualification in Business, Finance, Commerce, or similar fields.
- Certified Credit Professional (CCP)
- Professional Credit Certification (PCC)
- Chartered Banker (CB)
- Other accreditation recognised by AmBank
- 10 years and above Credit experience
- 15 years and above Restructuring & Recovery experience
- Proficient in relevant regulatory requirements, industry best practices, and policies
- Proficient in both conventional and Shariah business & risk management matters