Hire Purchase Sales - Nationwide

Job Description:

Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers

Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities

Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance to Auto credit underwriting guidelines requirement

Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance

Interview applicant (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customer

Authentication of identification, income and vehicle documents compliance

Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate

Ensure Credit Application is created timely to meet targeted Turnaround Time compliance

Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS's DA and (iii) other than the above as and when required

Keep dealers updated on a daily basis the status of cases submitted

Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents

Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance

Investigate and follow up on cases that have been delayed for approval and disbursement

Prepare proposal for panel dealership and other facilities applied by panel dealers

Conduct site visits when required

Prepare reports for Business Manager as and when required

Any other duties and responsibilities as assigned by Management from time to time

Job Requirement:

Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management.

Min 1 year of work experience in Banking or Auto Finance industry.

Good communication and interpersonal skills to build business relationships with dealers.

Only shortlisted candidates will be notified.