About Us
RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions worldwide to spend and send crypto assets, providing faster, more accessible and inclusive financial services. We are dedicated to advancing financial inclusion for the unbanked and supporting crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.
Position Overview
We are seeking a detail-oriented and proactive KYC Specialist to manage our customer onboarding and ongoing due diligence processes. You will be responsible for verifying client identities, assessing risk, and ensuring compliance with global Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations. The ideal candidate is analytical, possesses strong investigative skills, and thrives in a fast-paced environment. Experience in the cryptocurrency or digital assets sector is a significant plus.
Key Responsibilities
- Perform end-to-end KYC reviews for new customer onboarding (Individual and Corporate) and periodic reviews for existing customers.
- Analyze and verify customer identification documents (e.g., passports, driver's licenses, certificates of incorporation) using reliable sources.
- Conduct thorough screening of customers and related parties against global sanctions lists, PEP databases, and adverse media.
- Assess customer risk ratings based on geography, product usage, business type, and transaction patterns.
- Investigate and resolve alerts from transaction monitoring systems related to unusual activity.
- Liaise with customers, relationship managers, and sales teams to collect and validate required KYC information.
- Maintain accurate and organized records of all KYC/CDD documentation and decisions in accordance with data protection laws.
- Stay current with evolving AML/CFT regulations and industry best practices.
Required Qualifications & Skills
- 2+ years of experience in a KYC, CDD, AML, or compliance operations role within a regulated financial institution, fintech, or corporate environment.
- Solid understanding of AML/CFT regulations (e.g., BSA, FATF recommendations, EU AMLD) and KYC standards.
- Proficiency in using KYC screening and verification tools (e.g., Refinitiv World-Check, LexisNexis, Jumio, Veriff) and CRM systems.
- Excellent analytical, research, and problem-solving skills with a high attention to detail.
- Strong written and verbal communication skills.
- Ability to manage high volumes of cases and prioritize effectively.
- Bachelor's degree in Finance, Business, Law, or a related field, or equivalent practical experience.
Preferred Qualifications (Good to Have)
- Hands-on experience with KYC processes in a cryptocurrency exchange, digital asset wallet provider, or blockchain-based fintech company.
- Understanding of blockchain analytics tools (e.g., Chainalysis, Elliptic, TRM Labs) and familiarity with crypto transaction patterns.
