Manager, Cards

At TNG Digital, part of TNG Digital Group, we build the tech behind TNG eWallet, one of Malaysia's most used apps for payments and everyday life. Millions of people rely on us daily, not just to pay, but to manage money, access financial services, and get things done faster and simpler. Behind it all is a team that likes to question how things are done, move quickly, and try new ideas. If you enjoy solving real problems and seeing your work used at scale, you will feel right at home here.

What You'll Do:

1. Business Strategy & Portfolio Management

• Develop short- and long-term strategies across the Visa card lifecycle.
• Lead product propositioning, pricing, design, and annual fee strategy.
• Identify and cultivate new customer segments to drive growth.
• Own P&L performance, including forecasting and cost optimization.
• Manage regulatory and partner reporting (BNM, Visa, GOC, accruals).
• Strengthen partnerships with Visa, Idemia, and Euronet.

2. Product Development, Tech & User Experience

• Enhance in-app journey with UED and PD teams.
• Upgrade backend systems with Euronet and tech teams.
• Implement Visa mandates and product improvements.
• Champion UI/UX enhancements to increase engagement.

Role Requirements:

1. Education & Background

• Bachelor's degree in business administration, Finance, Marketing, IT, or related field.
• Professional certifications (e.g., AML/CFT, Risk, or Project Management) would be an added advantage.

2. Experience

• 4 to 6 years of working experience in financial services, payments, cards, or fintech.
• Hands-on exposure to card operations, payment processing, settlement, or compliance preferred.
• Experience in dealing with external vendors (scheme partners, processors, regulators).

3. Skills & Competencies

• Strong knowledge of Visa/Mastercard scheme operations and BNM guidelines, and card issuing processes.
• Analytical skills with ability to prepare profitability reports, cost analysis, and operational dashboards.
• Detail-oriented with strong process and compliance discipline.
• Good communication and stakeholder management skills – ability to work with cross-functional teams (Tech, Risk, Finance, Marketing, Legal).
• Project management capability to support initiatives and new product launches.
• Problem-solving mindset with ability to handle escalations and operational risks.

4. Personal Attributes

• Proactive, self-driven, and able to manage multiple priorities.
• Strong sense of accountability and ownership.
• Comfortable working in a fast-paced, high-growth fintech environment.

What you get:

Work your way

• Flexible working hours

Your wellbeing matters

• Medical coverage, with option to include dependants
• Extra leave for family and caregiving needs

Rewards that grow with you

• Monthly lifestyle allowance via TNG eWallet
• Long-term rewards for your contributions

Everyday support

• Mobile and broadband reimbursement
• Discounts and wellness perks

What it's like to work here

We care about people who take ownership, speak up, and want to make things better. Titles matter less than impact. Good ideas can come from anyone.

You will be working with people who are curious, practical, and not afraid to challenge each other in a good way.

Note: Only shortlisted candidates will be contacted.