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Job Description

  • Establish and implement a structured Credit Card & Personal Loan credit underwriting standard, process and tools to assist in credit decision making and early identification of risk issues and building of appropriate controls / pre-emptive measures to ensure quality loans bookings to safeguard the Bank's interest to contain credit provision / losses and support business growth.
  • Establish, implement and monitor the robustness of credit validation, evaluation and approval process with continuous fine-tuning of process and performance monitoring to improve credit turnaround time.
  • Establish, implement and monitor the robustness of credit review process with continuous fine-tuning of process to identify weak credits for proactive remedial actions
  • Establish and implement a robust fraud detection / prevention framework to minimize fraud losses.
  • To provide accurate information to management in order to assist in the making sound business decision
  • To ensure optimum resource utilization with continuous process improvement / re-engineering initiatives for effective costs management, talent development and retention.
  • To ensure Bank and regulatory policies and guidelines are being implemented and adhered to at all time.

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Job ID: 152973807

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