Manager, Corporate Credit Audit

Key Responsibilities:

• Assist the Credit Audit Section/ Department Head(s) in the development of the Annual Audit Plan for the Section/ Department, including completion of the audit risk universe identification/ assessment/ profiling (Corporate/ Retail/ Shariah Portfolio), resource planning and allocation etc
• Assist the Credit Audit Section/ Department Head(s) in ensuring that the approved Audit Plans of the Corporate Credit/ Post-Mortem/ Retail Credit/ Shariah and other cross functional audits and ad-hoc assignments are being carried out and completed.
• Conduct Pre-Audit Risk Assessment, identify audit objectives/ scopes/ methodology/ samples and prepare the Audit Planning Memorandum, for the areas/ entities units to be audited.
• Lead, manage and conduct the credit audit/ post-mortem review within the timeframe allocated.
• Assist Credit Audit Sections/ Department Head(s) in reviewing and providing feedback on policies and procedures and other consultancy services requested by the Management.
• Ensure that all control lapses and weaknesses are raised for management's information and consideration for the next course of actions. Determine any potential fraud (internal/ external) that lead to the accounts turned NPF/ problematic.
• Provide practical and value-added recommendation and lesson learnt in improving (1) the Bank's end-to-end control/ risk management processes, to prevent past errors/ gaps, (2) ascertain the needs for upskilling credit personnel, (3) improvement of credit culture & (4) accountability/ consequence management arising from the staff's negligence/ lack of due care/ fraud.
• Review team members productivity/ progress, working papers and reports; to ensure findings raised are of with sufficient facts, documentary evidence, appropriate, logical and valid.
• Prepare and review all audit findings/ observations based on the evidence and recommend/ provide audit opinion upon conclusion of the audit/ review within agreeable timeline.
• Prepare the audit/ post-mortem report and Presentation Dashboard, including improvisation of contents/ substances.
• Ensure the working papers are prepared comprehensively, in accordance to the department's standard for each audit engagement. Provide guidance and on the job training to team members.
• Track and validate closures of audit finding/ recommendation by the auditees/management

Requirements:

Qualification

• Bachelor Degree in Accountancy/ Finance/ Business Administration/ etc. and equivalent
• Certification for Banks Auditors
• Professional Credit Certification (BCP/RCP/CCE/CCP) or Chartered Banker

Experience

• At least 7 years in credit audit, credit management, credit risk, related banking and financial industry

Skills

• Risk-based audit, credit, investigation and internal control framework
• Inquisitive, possess critical thinking and analytical skills
• Good report writing skills
• Competency in Microsoft Office
• Good communication and interpersonal skills

Knowledge

• Strong understanding of auditing, credit, investigation, shariah and banking/ regulatory operations.