Job Summary:**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.
Job Responsibilities:**
- Proactively engage with existing and potential clients to understand their financial needs, objectives, and risk appetite.
- Conduct thorough financial needs analysis, including investment, insurance, savings, and loan requirements.
- Develop and present tailored financial plans and recommendations to clients, covering a spectrum of RHB Bank's products such as deposits, loans, credit cards, unit trusts, insurance, and wealth management solutions.
- Educate clients on various financial products and services, ensuring they make informed decisions.
- Maintain strong relationships with clients through regular communication, reviews, and exceptional customer service.
- Achieve individual sales targets and contribute to the overall branch/team performance.
- Stay updated with market trends, financial regulations, and new product offerings.
- Ensure all sales activities comply with internal policies, procedures, and regulatory requirements.
- Collaborate with other departments within the bank to provide holistic financial solutions to clients.
- Handle client queries, resolve issues, and provide ongoing support effectively.
Job Qualifications:**
- Bachelor's degree in Finance, Business Administration, Economics, or a related field.
- Proven track record in sales, preferably within the banking or financial services industry.
- Strong understanding of financial products and services, including investments, insurance, and loans.
- Excellent communication, interpersonal, and presentation skills.
- Ability to build rapport and establish trust with clients.
- Goal-oriented with a strong drive to achieve sales targets.
- Possess relevant financial certifications (e.g., FIMM, PCE, CEILI) are highly advantageous.
- Ability to work independently and as part of a team in a fast-paced environment.
- High level of integrity and professionalism.
- Proficiency in Microsoft Office Suite.
- Fresh graduates with a strong passion for finance and sales are encouraged to apply.
