Job Summary**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.
Job Responsibilities**
- Build and maintain strong relationships with clients, understanding their financial needs, aspirations, and risk profiles.
- Conduct thorough financial needs analysis for clients, including income, expenses, assets, liabilities, and existing financial plans.
- Develop and present customized financial plans and solutions, encompassing savings, investments, insurance, loans, and wealth management products.
- Advise clients on various RHB Bank Berhad products and services, ensuring suitability and alignment with their financial objectives.
- Monitor and review clients financial portfolios regularly, providing updates and making adjustments as needed based on market conditions and client life changes.
- Generate new client leads and expand the client base through referrals, networking, and proactive engagement.
- Achieve individual sales targets for various financial products and services.
- Ensure full compliance with all internal policies, regulatory requirements, and ethical standards.
- Stay updated on market trends, financial products, and economic developments to provide informed advice.
- Collaborate with other departments within RHB Bank Berhad to provide holistic client solutions.
Job Qualifications**
- Bachelor's degree in Finance, Business Administration, Economics, or a related field.
- Proven experience in financial advisory, sales, or banking, preferably with a focus on personal finance.
- Strong understanding of financial products, investment principles, insurance, and wealth management.
- Excellent interpersonal, communication, and presentation skills.
- Ability to build rapport and trust with clients effectively.
- Demonstrated ability to analyze financial data and develop comprehensive financial plans.
- Results-oriented with a strong sales acumen and track record of meeting targets.
- High level of integrity and commitment to ethical conduct.
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
- Relevant professional certifications (e.g., FIMM, PCE, CMFAS) will be an added advantage.
