Job Description

Job Summary**

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and maintaining strong client relationships, providing expert financial advice, and selling a comprehensive range of banking and investment products to meet individual financial goals.

Job Responsibilities**

Proactively identify and engage with potential and existing clients to understand their financial needs and aspirations.
Conduct comprehensive financial needs analysis and develop personalized financial plans encompassing savings, investments, insurance, loans, and other banking products.
Advise clients on suitable RHB Bank products and services, ensuring alignment with their financial objectives, risk tolerance, and life stages.
Achieve and exceed sales targets for various financial products, including deposits, unit trusts, insurance, and loans.
Maintain a high level of product knowledge across all RHB Bank offerings and stay updated on market trends and financial regulations.
Provide excellent customer service, addressing client inquiries, resolving issues, and building long-term, trust-based relationships.
Prepare and present financial proposals and recommendations to clients clearly and concisely.
Adhere to all compliance, regulatory, and internal policies and procedures.
Participate in marketing and promotional activities to generate new leads and enhance RHB Bank's brand image.

Job Qualifications**

Bachelor's degree in Finance, Business Administration, Economics, or a related field.
Proven experience in financial advisory, sales, or banking, preferably with a focus on retail clients.
Strong understanding of financial products, investment principles, and market dynamics.
Excellent communication, interpersonal, and presentation skills.
Demonstrated ability to build rapport and establish trust with clients.
Results-oriented with a strong drive to achieve sales targets.
Possession of relevant industry licenses (e.g., FIMM, PCE, CUTE) is a significant advantage.
Proficiency in English and Bahasa Malaysia (written and spoken).
Ability to work independently and as part of a team in a fast-paced environment.