Portfolio Analyst

Job Description:

• To monitor portfolio risk quality and support regulatory reporting.
• To understand various portfolio characteristics based on analysis results and propose recommendations on policy, strategic and operational improvements, if required.
• Provide timely analytical support to other departments/units like Credit Approval and Risk, Loan Recovery, Prevention and Rehabilitation, Business etc.
• Preparation of credit/risk reports and analytics on timely basis for various stakeholders which inclusive of local management/ Board, Group office as well as external parties such as BNM/MAS.
• Ensure timely escalation to the Senior Management on asset quality issues of the portfolios and/or any deviation from the pre-set risk thresholds, triggers and budget to the respective stakeholders
• Develop the MIS through effective data management and infrastructure maintenance including processes for validating the accuracy of reports generated.
• Involve in Risk Scorecard strategy, monitoring and periodic assessment to ensure effectiveness and predictiveness of the scorecard is still intact
• To actively participate in and manage projects, if any.

Requirements:

• At least 2-5years of working experience in banking industry
• Possess a recognized Degree in Business Studies/ Statistical or other related disciplines
• Knowledgeable in SQL or Python
• Strong in Microsoft Office such as Excel, Word, and PowerPoint
• Have data extraction and mining capabilities and with strong analytical skill
• Good communication and interpersonal skills
• Possess SME product knowledge and working experience in Credit Risk MIS and/ or business analytical area are added advantage.