Senior Credit Analyst, GELM Investment-Fixed Income

About the Job

To conduct credit assessment and monitoring for issuers/ borrowers in the Corporate Bonds and Loans (CBL) portfolio to identify new investment opportunities and to keep abreast of material developments as well as the progress of their underlying sustainability journey to ensure early detection of credit deterioration which could impact GELM's investment performance.

• Performs credit analysis of issuers/ borrowers (including sector and country assessments, where necessary) to identify appropriate CBL investment opportunities.
• Prepares credit proposals and recommends such investment to the respective approving authorities.
• Reviews and monitors existing CBL exposures on a timely basis.
• Trains and guides junior credit analysts, including reviewing their work.
• Undertakes enhancement and maintenance work on the Internal Credit Scoring Model, ESG Scoring Model, and other relevant databases/ processes.
• Assists and manages problem credits, participates in restructuring/ recovery exercise, vetting of relevant legal documents, where applicable.
• Ensures compliance with internal and external policies as well as regulatory requirements.
• Conducts ESG-focused assessments on issuers/ borrowers and carries out engagements to evaluate the credibility of their sustainability targets and progress, identify material ESG risks, and incorporate these insights into credit analysis and investment recommendations.

We are looking for people with

Qualification and/ or professional requirements

• Minimum tertiary qualification in Business, Economics, Finance, Banking or Accounting.
• Chartered Financial Analyst or Post Graduate qualification has an added advantage.

Working experience, skillsets and/ or knowledge

• Minimum 10 years of experience in credit analysis and/ or fixed income investments.
• Comprehensive knowledge of financial statements and financial modelling skills (e.g. cash flow projections).
• Good knowledge of debt capital market and fixed income instruments (e.g. private debt securities, bonds, and structured products).

Key competencies

• Good analytical, conceptual, and problem-solving skills.
• Meticulous and resourceful.
• Good written and verbal communication skills.
• Good financial awareness matured and organised thinking, and good commercial acumen.
• Proficient in Microsoft Word, Excel and PowerPoint.
• Proficient in negotiation and interpersonal skills.
• Able to perform under pressure and be goal oriented.
• Good leadership skills.
• Committed team player with good working relationships.

Location: Menara Great Eastern, Jalan Ampang

Entity: Great Eastern Life Malaysia

Employment Type: Permanent

To all recruitment agencies: Great Eastern does not accept unsolicited agency resumes. Please do not forward resumes to our email or our employees. We will not be responsible for any fees related to unsolicited resumes.

About Great Eastern

Established in 1908, Great Eastern places customers at the heart of everything we do. Our legacy extends beyond our products and services to our culture, which is defined by our core values and how we work. As champions of Integrity, Initiative and Involvement, our core values act as a compass, guiding and inspiring us to embrace the behaviours associated with each value, upholding our promise to our customers - to continue doing our best for them in a sustainable manner.

We work collaboratively with our stakeholders to look for candidates who exhibit or have the potential to embrace our core values and associated behaviours, as these are the key traits that we expect from our employees as they develop their careers with us.

We embrace inclusivity, giving all employees an equal opportunity to shine and play their role in exploring possibilities to deliver innovative insurance solutions.

Since 2018, Great Eastern has been a signatory to the United Nations (UN) Principles of Sustainable Insurance. Our sustainability approach around environmental, social, and governance (ESG) considerations play a key role in every business decision we make. We are committed to being a sustainability-driven company to achieve a low-carbon economy by managing the environmental footprint of our operations and incorporating ESG considerations in our investment portfolios; improving people's lives by actively helping customers live healthier, better and longer; and drive responsible business practices through material ESG risk management.