To perform in depth credit evaluation using common framework of 5C's (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision.
To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirement
To execute credit decision for loan/financing application of retail secured product as per assigned DLA matrix within stipulated TAT/SLA.
To comply with Group Policy and Guidelines, Statutory Guidelines and Bank's standard procedure and practices
To guide and assist the branches/sales on their loan application and reference of guidelines
Fraud detection and awareness
Contribute feedback on process improvement to improve credit quality , efficiency and service standards
Perform other duties and assignments as and when required by TL, Credit Evaluation, Head, Retail Credit and GCB Chief Credit Officer
