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SME Bank Malaysia

Senior Executive/Manager, Credit Evaluation

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  • Posted 11 days ago
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Job Description

As a high-performance organisation, we offer our services through all our branches operating nationwide. Our key initiatives are driven by various action-plans to create a high level of engagement while nurturing the core values of S.M.I.L.E among the Talent Capital of the Bank.

Talent management and development are the cornerstone of our operations. We are continuously scouting for the right talents to fill up the roles as Manager, Credit Evaluation.

Responsibilities:

  • Reviewing and ensuring credit proposals submitted have adequately covered pertinent credit scope/parameter, guidelines and policies.

  • Conducting independent assessment on the credit proposals submitted for informed decisions by the approving authority.

  • To ensure key credit issues have been highlighted and addressed/mitigated, wherever possible so that quality of financing are not compromised.

  • To propose appropriate and practical mitigations and recommendations based on the key credit issues highlighted.

  • To ensure right supervision, guidance or feedbacks are given to Relationship Managers/Business Units/relevant parties.

  • Ensuring the service standards in internal turnaround time (TAT) are met.

  • Providing valuable inputs to strengthen the credit risk management functions of the Bank as well as ring fence financing portfolio from any downside risks.

  • Supporting the Bank's aspirations in achieving a healthy financing portfolio, while providing income sustainability moving forward.

Requirements:

  • Bachelor's Degree in any related fields.
  • 5 - 10 years of working experience in Credit Evaluation.
  • Possess credit certifications i.e CCP/CCE, RCP or BCP or any other related qualification is an added advantage.

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About Company

Job ID: 143347625