Senior KYT Specialist (Know-Your-Transaction)

Who Are We

dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognised as one of Singapore's Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

Work Arrangement: Fully On-site

Location: Menara Bangkok Bank, Kuala Lumpur

What You'll Do:

1. Monitor and review day-to-day transactions and alerts using blockchain analytics tools to identify suspicious or high-risk activities.

2. Perform timely and accurate alert investigations, ensuring adherence to internal policies and regulatory requirements.

3. Prepare Suspicious Transaction Reports (STRs) and support submission to the MLRO in line with applicable regulations.

4. Partner with the lead to design, calibrate, and continuously enhance KYT rules to improve detection quality and reduce false positives.

5. Drive system enhancement initiatives, including the implementation of AI-driven solutions to improve transaction monitoring workflows and operational efficiency.

6. Maintain and update compliance-related records, including control lists, logs, and investigation documentation.

7. Contribute to the ongoing improvement of internal procedures and controls related to transaction monitoring and financial crime prevention.

8. Support audits and internal quality assurance reviews.

9. Collaborate with internal stakeholders and external partners to deliver timely and accurate responses to compliance-related queries.

10. Participate in ad-hoc projects and initiatives as required.

What We're Looking For:

1. Proficiency in Mandarin and English (spoken and written) would be beneficial
2. Bachelor's degree or higher in Business, Law, Finance, Economics, or a related field.
3. Minimum 4 years of experience in compliance, transaction monitoring, or financial crime roles within financial institutions, fintech, or payments industries.
4. Working knowledge of AML/CFT regulations, including BNM and SC guidelines; familiarity with Singapore's Payment Services Act (PSA) and related digital asset regulations is an advantage.
5. Experience using blockchain analytics tools (e.g., Chainalysis, Elliptic, TRM) or similar platforms.
6. Professional certifications in AML/CTF (e.g., CAMS, ACAMS) are highly desirable
7. Familiarity with AI tools (e.g., Claude, Gemini) or workflow automation solutions.
8. Strong analytical, investigative, and problem-solving skills, with attention to detail and sound judgment.