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Job Purpose
To perform independent credit evaluation/assessment in respect of the credit application of commercial/SME accounts, mitigation and recommendations to enable decision-makers to formulate well-informed decisions, with the objective to satisfy borrowers needs and protect the Bank's asset quality.
Key Responsibilities
- To provide support and work closely with Business Units in respect of enhancing credit structure and proposed terms and conditions
- To attend to various requests from business units within the agreed turnaround time.
- To monitor closely the existing loan portfolio to ensure that any early warning signals are being highlighted promptly for informed decision making and appropriate action.
- To provide necessary support in matters related to credit management infrastructure of the Bank.
- Ensure compliance of the Bank's credit policies and applicable rules and regulations while maintaining a balance approach to promote profitable business growth and asset quality.
- Other duties to be assigned by Head of Department and/or Group Chief Credit Officer from time to time.
Skills/Knowlegde
- Analytical & Communication Skills
- Computer Skills
