About The Role
We are looking for a highly motivated
Senior Team Member, Corporate Task Force to join our team at RHB Bank. This role is responsible for monitoring and managing the credit risk of the loan portfolio, particularly distressed or high-risk accounts, by identifying early warning signs of financial deterioration and working closely with Relationship Managers to rehabilitate accounts or implement appropriate exit strategies. The position ensures timely account reviews, monitors past dues and excesses to maintain asset quality, and conducts assessments on accounts with adverse developments. It also supports risk governance through organizing task force meetings, preparing asset quality reports and presentations for committees, collaborating with the Loan Recovery Division on impaired accounts, and providing regular portfolio updates to internal and regulatory stakeholders.
What You Will Be Doing
- Identify underlying problems and concerns that lead to deterioration of credit risk profile and / or caused financial distress to the accounts to alleviate further deterioration to asset quality.
- Work with Relationship Managers on solutions to rehabilitate distressed accounts as well as manage assets under exit strategy out of Corporate books or nurture distress account back to regular account status.
- To monitor MIA, excesses & past due to ensure account regularization on timely manner to avoid MFRS9 trigger. To conduct a quick assessment on account with adverse news (through media) to gauge if further action is required by the RM.
- Undertake account review on timely basis without expired review
- For Corporate Banking, organize monthly Task Force meeting with Business Teams, GCM and LRD (if need be) and prepare minutes and action plan from the meeting for sign-off and table for GCC's notation. GCC reporting is on quarterly basis.
- For Commercial to identify customer names to be deliberated in quarterly Task Force meeting with GCM to address change of credit risk, if any.
- Preparation of presentation deck related to asset quality for relevant committee meetings purpose such as Credit War Room
- Collaborate with Loan Recovery Division (LRD) on impaired accounts management, if need be and organize monthly or bi-monthly engagement meeting with LRD
- Deployment of early warning signal tools to ensure the identified relevant accounts are managed through watch list strategy
- To undertake ad hoc review to identify critical credits and recommend appropriate action plan/account strategy for Business Team's adoption to protect the Bank's interest.
- Reporting of related loan portfolio status to regulatory and internal stakeholders on regular and ad-hoc basis.
What We're Looking For
- Minimum 6 years experience in corporate banking or commercial banking at an established financial institution or the equivalent in audit/accounting field.
- Preferably a Certified Credit Professional or have passed the Omega's Credit Skill Assessment (CSA)
- Good marketing / business prospecting, negotiating and interpersonal skills.
- Driven, organized and possess strong relationship management skills.
What We Offer
At RHB Banking Group, we foster a collaborative and inclusive work environment that empowers employees to reach their full potential. We offer competitive remuneration, professional development opportunities, and a supportive culture that encourages growth and excellence.
- Only shortlisted candidates will be notified.
