SME - Community Business Relationship Manager (PJ City)

If you are looking to excel and make a difference, take a closer look at us

Review overall SME Banking's Annual Review (AR) account of the respective SME area in-charge to ensure no overdue recorded

• Conduct all AR on a timely basis

• Seal the opportunities in growing the ETB customers for additional loans, top up WC lines, refinancing from other Fis and etc

• Understand the ETBs current financial standings, business plans and to highlight red flags (if any)

• To manage CRR rating of all AR accounts

2. Early identification of deteriorating loan/financing/asset to prevent inflow into impairment and if impairment is

unavoidable, CBRM is to work towards minimizing the losses to the Bank via setting an effective strategy

together with the Early Care (EAC)

• Evaluation of Watch List (WL) & High Risk (HR) accounts and strategy setting.

• Asset classification of accounts which have hit judgmental/obligatory triggers.

• Management of WL/HR account jointly with Early Care (EAC).

• Raise early alerts to CED & EAC for detection of early warning signs of loan deterioration to allow timely

• Review, prevention of loan impairment, damage control e.g. enhancement of collateral arrangement, etc

Education/Qualification

• Bachelor Degree in Finance related study

Experience

• Experience in banking with strong Credit and Marketing skillsets.

• Knowledge in financial analysis, business and industry knowledge, market intelligent, effective communication, credit skill, negotiation, supervisory and managerial skills.