Vice President, Credit Risk

Your responsibilities will be to:

• Engagement with Business Unit and Senior Management on risk issues in relation to business initiatives to be implemented by the Group.
• Perform independent credit assessment, i.e.: credit profile, structure and customer due diligence etc. on all credit applications within the Group, and ensure assets booked are of superior quality.
• Review, devise and improve the credit parameters for portfolio lending that the Group exposed to.
• Close monitoring of the Group financing portfolio and ensure prompt actionable are taken in a timely manner should there be any deterioration in the credit standing of customers.
• Ensure adherence to internal guidelines, policies and regulatory requirements etc. for all credit applications within the Group.
• Joint site visits with Business Unit to evaluate the quality / marketability of collateral and ascertain its suitability in relation to the financing application.

To be eligible for this role, you will require:

• Min 7 years of business credit experience, notably in Property Development & Construction financing, land bank financing, asset backed financing, share margin financing etc.
• Familiar with asset-backed lending, development and construction financing, mezzanine loans, and other types of commercial real estate financing.
• Familiar with responsible lending and regulatory requirements in Malaysia.
• Capability to evaluate credit by using a combination of data analysis and business acumen, notably on evaluating the merits and risks of various types of loans by using factual arguments.
• Familiar with the historical developments, current issues and evolving trends in the commercial real estate market in Malaysia.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Good personality, high integrity, proper track record and able to work independently with excellent interpersonal skills.

If this is your specialty, apply now!

Please note that our average processing time is 2-3 weeks. If you are shortlisted for this opportunity, our recruiters will contact you for a further discussion.

ABOUT US:

OSK Holdings Berhad is a conglomerate with diversified business interests in Property Development and Investment, Financial Services, Construction, Industries and Hospitality. Its businesses are conducted via its subsidiaries OSK Property Holdings Bhd, PJ Development Holdings Bhd and OSK Capital Sdn Bhd.

Over the years, OSK Holdings has evolved from a financial services group with a regional presence across ASEAN and Hong Kong into a property and financial services conglomerate with businesses in Malaysia, Vietnam and Australia.

OSK Holdings first started its operations in 1963 as a stock broking company. It subsequently obtained a Universal Broker license in 2001 and was upgraded to an Investment Bank in 2007. In 2012, OSK Holdings sold its investment banking business to RHB Capital Berhad, in a transaction which resulted in OSK Holdings owning approximately 10% of RHB Capital's shares.

In 2015, OSK Holdings Berhad completed the merger exercise with its affiliate companies OSK Property Holdings Berhad and PJ Development Holdings Berhad which resulted in the company owning 99.99% and 89% respectively.

OSK Holdings takes a long term view on all its businesses and seeks to build a dynamic and progressive organisation that is led by people who are of good character, committed and highly skilled in their areas of expertise.