VP Product Manager - Mortgage

8-10 Years

Save

Early Applicant

Job Description

Job Responsibilities :-

To Lead, direct and manage the mortgage portfolio to maximise profitability and meet budget.
To work closely with Risk, Credit, Collections & Operations to drive growth, profitability and efficiency.
To monitor, review, and track applications, approvals, rejects and cancellations
To review and execute credit policies and mitigation to minimise risk to improve portfolio performance.
To work with Finance & Risk to manage portfolio credit cost and losses.
To conduct regular market analysis to ensure product remains relevant to meet customer's need drive business growth.
Managing internal stakeholders- retail credit, retail credit risk, operations , collection & recovery, sales channels etc.
To liaise with credit review team and lending ops team on credit and operational issues.
To engage sales channels on local area marketing activities and sales campaigns execution
To ensure compliance with regulatory requirements and internal policies and procedures.
To conduct business and day-to-day activities according to group's compliance policies and procedures

Job Requirements :-

Bachelors degree in any field or equivalent banking industry experience.
Minimum 8 - 10 years working experience in banking sector related to consumer products.
Minimum 8 - 10 years working experience in retail banking product management.