Location: Menara AmBank, Jalan Yap Kwan Seng

Job responsibilities:

Drive new business acquisition by proactively identifying, engaging, and securing new SME lending relationships.
Prepare comprehensive credit propositions through our Program Platform for new-to-bank clients, ensuring that all key risks are clearly articulated and appropriately mitigated prior to submission to Credit Risk.
Collaborate closely with product partners to deliver holistic banking solutions that meet clients financial and operational needs.
Structure banking facilities in full compliance with the bank's credit and lending policies, ensuring sound credit practices.
Safeguard the bank's asset quality through prudent credit assessment, facility structuring, and ongoing monitoring.
Follow through diligently with clients to ensure acceptance of approved facilities and timely drawdown of banking lines.

Account Management

Monitor clients facility utilization to ensure optimal usage and identify potential early warning signals.
Handle ad-hoc client requests promptly and efficiently to support ongoing banking needs.
Evaluate and process applications for additional credit facilities, ensuring compliance with credit and lending policies.
Maintain regular client engagement, including site visits and discussions, to strengthen relationships and understand business developments.
Identify and drive cross?selling opportunities across the bank's suite of products and services.
Achieve business targets aligned with Key Performance Indicators (KPIs) and contribute to overall business goals.

Job Requirements

Bachelor's degree or Diploma holder, preferably with at least 2 years of sales experience.
Candidates without banking sales experience and fresh graduates are also encouraged to apply.
Knowledge or experience in Banking and Financial Services is an added advantage.
Strong understanding of financial accounting, with solid analytical skills in financial statement assessment and cash flow analysis.
Excellent communication and interpersonal skills, with the ability to engage effectively with customers.
Strong inclination toward a sales-driven environment and achieving business results.
Good communication and negotiation skills, with proficiency in English; ability to speak local dialects is an added advantage.

SME Relationship Manager, Maju Utama Bukit Mertajam - SME Retail & Enterprise Distribution MY

SME Relationship Manager (KL) - Fresh Graduate