Job Summary:**

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and maintaining strong client relationships, providing expert financial advice, and helping individuals achieve their financial goals through a range of banking products and services.

Job Responsibilities:**

Proactively identify and engage with prospective clients to understand their financial needs and objectives.
Conduct comprehensive financial needs analysis for clients, including assessing their current financial situation, risk tolerance, and future aspirations.
Develop and present tailored financial solutions, encompassing savings, investments, insurance, loans, and wealth management products offered by RHB Bank.
Provide ongoing financial advice and guidance, regularly reviewing client portfolios and recommending adjustments based on market conditions and life events.
Cultivate and maintain long-term client relationships through regular communication, exceptional service, and proactive follow-ups.
Achieve individual and team sales targets for various financial products and services.
Stay updated on market trends, financial regulations, and new product offerings to provide accurate and relevant advice.
Ensure compliance with all internal policies, procedures, and regulatory requirements.
Collaborate with other bank departments to ensure seamless client service and product delivery.

Job Qualifications:**

Bachelor's degree in Finance, Economics, Business Administration, or a related field.
Proven track record of success in sales, financial advisory, or a customer-facing role within the banking or financial services industry.
Strong understanding of various financial products, including deposits, loans, investments, and insurance.
Excellent communication, interpersonal, and presentation skills.
Ability to build rapport and trust with clients from diverse backgrounds.
Strong analytical and problem-solving abilities to assess client needs and recommend appropriate solutions.
Results-oriented with a strong drive to achieve sales targets.
Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is an added advantage.
Proficiency in Microsoft Office Suite.
Fluent in English and Bahasa Malaysia; proficiency in other languages is a plus.