Job Summary

Our banking client seeks a Credit Analyst to lead corporate credit evaluations, prepare credit proposals, monitor credit portfolios, and support credit risk management to ensure sound lending decisions.

Responsibilities

Lead end-to-end credit evaluations for corporate clients by structuring deals, assessing risks, and performing financial analyses to determine creditworthiness
Prepare and present detailed credit proposals to internal approval committees to facilitate informed decision-making
Collaborate closely with front office Relationship Managers to discuss deals and structure credit solutions aligned with client needs and risk policies
Manage and monitor a corporate credit portfolio through periodic reviews and early identification of potential credit risks to maintain portfolio quality
Provide actionable recommendations on credit terms, covenants, and risk mitigation strategies to safeguard the bank's interests
Review credit documentation for accuracy and compliance with approved credit structures to ensure regulatory and internal standards are met
Support evaluation of new product and business initiatives by assessing associated credit risks and advising on risk management measures

Required competencies and certifications

Bachelor's degree in Economics, Finance, Accountancy, or a related discipline with strong analytical and quantitative skills
Minimum 5 years of relevant experience in credit risk assessment within a regional or global financial institution

Preferred competencies and qualifications

Strong interpersonal and verbal communication skills to effectively engage with internal teams and stakeholders
Proactive, analytical, and resourceful mindset with strong business acumen and attention to detail
Ability to work independently while collaborating effectively within a team environment

Other Information

Employment Type: Permanent
Location: CBD, Singapore
Industry: Banking & Finance

Senior Credit Analyst - Corporate Banking