Job Description

1.Responsible for Reconciliation of Funding Cost

Ensure the accuracy, timeliness, and system consistency of channel funding cost
Implement robust reconciliation mechanisms to align internal systems with external partner records.

2.End-to-End Management of Channel Settlements

Oversee the full lifecycle of fee settlements between channel partners and the company, including invoice verification, payment requests, dispute resolution, and exception handling.
Proactively identify and escalate potential risks to mitigate financial discrepancies.

3.Design and Execution of Standardized Reconciliation Reports

Develop and maintain standardized reconciliation frameworks, leveraging multidimensional data analysis to identify critical variances and latent risks.
Deliver insights to drive process improvements and risk mitigation strategies.

4.Digital Transformation of Reconciliation and Settlement Processes

Drive innovation by exploring and implementing RPA (Robotic Process Automation) and AI-based reconciliation tools to enhance efficiency and reduce manual intervention.
Collaborate with technology teams to optimize digital workflows and system integrations.

5.Support Business Cost Analysis with Data-Driven Insights

Generate visualized analytical reports to meet the funding cost analysis needs of front-end business units.
Propose actionable process optimization strategies and cost-reduction initiatives based on data trends.

Qualifications

Bachelor's degree or higher, preferably in finance, accounting, or related fields.
3–5 years of experience in financial reconciliation, settlement, or related fields, candidates with experience in reconciliation with issuing banks/card schemes will be given priority.
Strong cross-functional collaboration skills, with the ability to coordinate effectively across departments.
Detail-oriented and analytical, with a high sensitivity to data and problem-solving capabilities.
Ability to thrive in a fast-paced environment and handle work pressure.
Bilingual proficiency in English and Mandarin is a plus.

Senior Settlement Specialist