At TNG Digital, part of TNG Digital Group, we build the tech behind TNG eWallet, one of Malaysia's most used apps for payments and everyday life.
Millions of people rely on us daily, not just to pay, but to manage money, access financial services, and get things done faster and simpler.
Behind it all is a team that likes to question how things are done, move quickly, and try new ideas. If you enjoy solving real problems and seeing your work used at scale, you will feel right at home here.
Role Overview:
Understand the applicable Anti-Money Laundering, Countering Financing of Terrorism, Countering Proliferation Financing and Targeted Financial Sanctions (AML/CFT/CPF and TFS) Framework Policies and Procedures. Adhere to data protection policy, procedure, regulatory requirements and maintain strict level of confidentiality/discretion when handling confidential customer information and documents.
What You'll Do:
- Timely handling and response to requests and other queries from law enforcement agencies, regulators, and other competent authorities.
- Establish and maintain strong professional relationships with investigation officers.
- Continuously monitor and analyse trends in enforcement orders.
- Assist in timely reporting and escalation of significant change in trends to Senior Management.
- Perform first-level review on alerts from customer transactions triggered by TNGD's internal monitoring system. This involves carving a narrative and justifications for alert escalation or dismissal by performing comprehensive analysis on customers account and activities to support the decision.
- Assist Line Manager in ensuring timely, efficient and accurate reporting of STR to regulator.
- Ensure turnaround time for alert/transactions review/ investigations are met as per requirement.
- Build and apply knowledge of money laundering/ terrorist financing processes, sanctions or laws/regulation(s) into daily reviews.
- Keep abreast on AML laws, regulations, and industry best practices to ensure compliance, and contribute to the development and improvement of transaction monitoring processes and procedures.
- Assist to consolidate data, statistics and trends updates for reporting to Senior Management.
- Perform daily checks to monitor updates on UNSCR and MOHA listings from the official sites.
- Ensure timely detection of newly issued publications and initiate screening against the entire TNGD user database to identify potential hits.
- Review potential hits to determine true matches with sanction listings and immediately notify line manager to initiate next course of action (e.g., notifying regulators, raising an STR, etc.) upon detection of true hits.
- Assist in periodic screenings (i.e. half-yearly) and review potential hits triggered by the screenings.
- Assist in preparing positive name matches periodic report for regulatory reporting.
- Assist in consolidating data, statistics and trend updates for reporting to Senior Management.
- Assist with Business Units ad-hoc queries regarding name screening.
- Conduct daily assurance reviews of name screenings completed by Operations team and highlight areas for improvement.
- Assist in regular assurance reviews across all aspects of the AML program related to operational processes and report preparation to Senior Management.
- Assist in analyzing error trends, identify areas of risk and provide recommendations for operational improvements, compliance processes, quality assurance and additional trainings to mitigate risk.
- Undertake any other reasonable duties assigned by Line Manager/Head of Section/ Head of Compliance/ Management as and when required.
Role Requirements:
- Minimum tertiary qualification in Banking, Finance or related fields.
- Driven, proactive fresh graduates are welcomed.
- Prior experience working in AML transaction monitoring, financial crimes investigations, or a similar role within the financial industry and relevant certifications (e.g., CAMS - Certified Anti-Money Laundering Specialist) are a plus.
- 2 to 3 years of working experience in compliance, preferably in the financial sector.
- Strong knowledge of legislation, rules and regulatory requirements related to financial crimes is preferred.
- Effective written, verbal communication and report writing skills.
- Ability to manage stakeholders across all levels.
- Strong analytical mindset and problem-solving skills with ability to exercise sound judgment.
- Ability to interpret complex data, identify trends, and articulate meaningful conclusions in written narratives.
- High attention to detail and proficiency in using MS Office applications (particularly Excel and Word) and data analysis tools.
- Ability to work independently and collaborate effectively with cross-functional teams.
What you get
Work your way
Your wellbeing matters
- Medical coverage, with option to include dependants
- Extra leave for family and caregiving needs
Rewards that grow with you
- Monthly lifestyle allowance via TNG eWallet
- Long-term rewards for your contributions
Everyday support
- Mobile and broadband reimbursement
- Discounts and wellness perks
What it's like to work here
We care about people who take ownership, speak up, and want to make things better. Titles matter less than impact. Good ideas can come from anyone.
You will be working with people who are curious, practical, and not afraid to challenge each other in a good way.
Note: Only shortlisted candidates will be contacted.
