Understand and assess clients international business needs to structure effective cross-border financing solutions.
Engage proactively with internal stakeholders on syndication opportunities and capital allocation strategies during the pre-deal phase.
Prepare credit proposals, and term sheets for client pitches.
Perform comprehensive credit assessments, including financial analysis and risk identification to ensure prudent loan growth and capital efficiency.
Lead internal approval processes, including coordination with Credit Risk and presentations to GMCC / CRC / Board committees.
Maintain a deep understanding of clients global strategies, organizational structures, and decision-making processes.
Develop and execute account plans aligned with clients cross-border growth strategies; working closely with the Associate Director and product partners.
Identify and pursue cross-sell opportunities across Global Banking products (e.g., trade finance, FX, cash management, and capital markets).
Ensure adherence to internal credit policies, regulatory requirements, and risk management standards
Proactive portfolio monitoring and reporting to maintain credit quality and early detection of potential risks.
Requirements:
Bachelor's Degree in Business Finance, Banking or Accounting, Engineering, Science or Mathematics.
Experience in Business Banking, Commercial Banking, Debt Capital Markets, or experience as a relationship manager, credit officer or in a similar position.
Strong analytical skills with good grasp of financial analysis.
Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
Good knowledge of credit risk assessment and financial analysis.
