Duties and Responsibilities :-
- Develop and implement comprehensive risk control and management strategies to mitigate financial, operational, and regulatory risks specific to peer-to-peer lending and digital finance operations.
- Evaluate existing risk management frameworks, tools, and policies to ensure their effectiveness and scalability in alignment with the company's growth and future market conditions.
- Identify, assess, and monitor credit, liquidity, market, and cybersecurity risks across the platform's ecosystem.
- Provide actionable insights and guidance to senior management and key stakeholders through regular risk assessment reports, dashboards, and presentations.
- Ensure full compliance with relevant financial regulations, data protection laws, and licensing requirements across all jurisdictions of operation.
- Analyze market and industry trends, including emerging fintech technologies, regulatory updates, and competitive dynamicsto anticipate and address potential risks.
- Develop and maintain risk contingency and incident response plans to manage potential disruptions, defaults, or regulatory changes.
- Collaborate closely with product, legal, compliance, and technology teams to embed risk controls into business processes and platform features.
- Undertake additional responsibilities or strategic initiatives as assigned by the Chief Executive Officer and/or Senior Management.
Qualifications :-
- Bachelor's degree in Finance, Economics, Accounting, Business Administration, Risk Management, or a related field (Master's degree or MBA preferred).
- Minimum 58 years of experience in risk management, compliance, or audit within the fintech, banking, or financial services sectors, with at least 2 years in a leadership or strategic role.
- Strong understanding of credit risk, operational risk, regulatory risk, and cybersecurity risk in digital financial platforms.
- Good interpersonal and communication skills, with the ability to interact with all levels of staff and Senior Management.
