Job Summary
As part of the Group Financial Crime Risks Investigations (GFCRI), you will serve as an i3 lead investigator and intelligence analyst on both active and reactive projects to evaluate whether present or potential clients or products (through direct and/or correspondent banking exposure) present financial crime risks to the bank. You will evaluate how such risks have arisen or may develop in the future and collaborate with our clients to provide insights and recommendations to address identified concerns.
Key responsibilities include leveraging public and proprietary data sources, conducting detailed client and transaction reviews, performing network analyses, coordinating with GFCRI, FCR, CFCR, and 1LOD colleagues as appropriate, and presenting clear and comprehensive investigative findings to our clients.
Key Responsibilities- Key responsibility is to identify, assess and mitigate Financial Crime Risk through Integrated Intelligence & Investigation casework.
- Business
- Contribute to GFCRI and wider-FCR teams in given projects by offering deep and multi-faceted assesses.
- Assessment to include:
- Open source and adverse media search
- Transaction analysis to identify financial crime risk
- Collection of all available information from internal and external systems regarding subjects of concern
- Collection and evaluation of prior alerts, case dispositions and escalations
- Relationship identification activities
- Identifying and escalating financial crime risk to FCR colleagues and the Business.
- Undertake network analyses at subject, activity or system levels, collaborating with specialist data science colleagues as appropriate
- Completing Requests for Information, Intelligence Alerts, and other related documents
- Articulation of clear and concise completed reports with realistic and socialised observations and recommendations to mitigate identified issues/risk
- Engaged participation in OKR-related workstreams assigned by GFCRI management and FCR leadership, generate and share ideas over possible improvements with minimal supervision.
- Cooperate with peer Investigators and Case Reviewers in Key or Significant cases and support each step of the Investigation, when needed
- Perform media trawls to identify serious adverse news related to Money laundering, Terrorist Financing, Terrorism, Corruption, Insider Trading, Politically Exposed Persons, Sanctioned entities etc
- Identify, assess and document investigations and intelligence casework with focus on confirmed risk events, money laundering and terrorist financing exposures, sanctions risk, political exposure, litigation checks, regulatory and enforcement actions, bankruptcy checks, internal and external watchlists and FCC internal risk events
- Building instrumental relationships with GFCRI clients. Communicate openly and escalate early all potential issues and risk.
- Build instrumental relationships with other peer colleagues of FCR and wider-CFCR
- Follow all approved DOIs and Manuals and understand duties and responsibilities
- Interpretation & application of relevant AML Laws and regulations
- Generate casework ideas that create value and suggest improvements to processes and procedures
- Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
- Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
- Collaborate with training teams to input to training curriculum to support closing of capability gaps.
- Apply Group, FCR and GFCRI policies and processes (AML surveillance, client screening, risk assessment) to manage risk.
- Make observations and recommendations to relevant clients on possible risk management responses to identified risks and/or findings of concerns from investigations.
- Assess risks arising from products / segments / geographies / customers / transactions.
- Identify intelligence for typology studies and risk mitigation plans.
- Identify financial crime risk indicators through various internal systems and advise relevant clients on outcomes of AML, Sanctions, Fraud and ABC risk identification and assessment methodologies.
- Provide intelligence (to internal/external clients and fora) on specific clients, client-types and emerging risk typologies.
Skills And Experience
- Education: Preferably Graduate or Postgraduate in a numerate or research discipline.
- Relevant investigative experience in a bank, regulatory, financial services, compliance, legal or audit function with a financial crime related focus
- Have an advanced knowledge of the Group, the Policies, Procedures and Standards relating to Financial Crime Compliance, as well as knowledge of the major regulations and legislation on AML/CTF and sanctions
- Strong analytical experience working with large data sets to identify trends, patterns and typologies.
- Keen interest in geo-political affairs and anti-financial crime industry developments
- Proactive, creative and critical thinker, with the ability to adapt to different requirements, challenge status quo, challenge robustly but constructively and to build instrumental relationships with key stakeholders and clients.
- Certifications: CAMS / ICA certification is an advantage
Role Specific Technical Competencies
- Risk Management
- Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply this knowledge appropriately to diverse situations.
- Data Gathering and Reporting
- Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.
- Big Data Management
- Knowledge of and experience with day-to-day management, operations and support of a big data application, systems and platforms.
- CFCC Policies and Standards
- Knowledge of and experience with CFCC policy and standards
- Cross-functional Collaboration
- Knowledge of collaborative techniques and approaches; ability to promote a culture of continuous improvement and working together across functions to solve business problems and meet business goals.
- Business Acumen
- Knowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together We
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What We Offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
