Asst Manager, Credit Evaluation Personal Loan

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Functional

• To evaluate, recommend and approve personal loan applications in accordance to Bank's Policies & Standard Operating Procedures
• To maintain good booking quality measured through Impaired Loan (IL) / Net Credit Loss (NCL) rates
• To manage reworks & appeal applications from sales personnel
• To ensure timely reporting & escalation of suspicious & fraudulent applications
• To perform any other task(s) assigned by superior from time to time.

Managerial

• To ensure all personal loan applications are evaluated and decisioned within the specified turnaround time
• To perform post credit review to identify area for improvement in terms of asset quality, policies & processes
• To share knowledge/ experience/ insights and support team members at work and escalates issues to management for further direction and decision where necessary.

Organizational

• To continuously re-engineer processes and system automation to improve overall customer experience, productivity, automation & cost savings
• To participate in new & ad hoc projects and/ or initiatives undertaken by department and Bank.

Organizational

• To continuously re-engineer processes and system automation to improve overall customer experience, productivity, automation & cost savings
• To participate in new & ad hoc projects and/ or initiatives undertaken by department and Bank.

Jobholder Requirements

Education/Qualification

• Professional or tertiary qualification or related working experience.

Experience

• Candidate must possess at least a Bachelor's Degree, Post Graduate Diploma, Professional Degree, Economics,

• Finance/Accountancy/Banking, Business Studies/Administration/Management,

• Commerce or equivalent At least 1-2 year(s) of working experience in the related field is required for this position.

Special Skills

• Having CCP / CCE Certification is an advantage.