About Alliance Bank Malaysia Berhad
Alliance Bank Malaysia Berhad and its subsidiaries, Alliance Direct Marketing and Alliance Islamic Bank Berhad, offers banking and financial solutions through its Consumer, SME, Commercial, Corporate and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, and Digital banking services.
We are currently seeking a high caliber professional to join our Group Credit Risk department under Group Risk Management division as a Manager/Assistant Vice President, Credit Risk Policy.
The Role
A successful candidate in this position will be responsible for the formulation/enhancement of core & supplementary policies specific to credit risk, and also build sound controls in managing Group Credit Risk.
Job Description
- Revamp of core credit risk framework and policies taking into latest changes in internal & regulatory requirements.
- Simplify and remove redundancies in processes and controls for better management of credit risk.
- Monitor adherence to the Group's approved policies / risk limits and regulatory requirements to ensure all activities are being controlled within the limits approved.
- Provide independent risk assessment to ensure risks are addressed accordingly prior to sign off.
- Identify areas of improvement in managing existing and new key risk ventures.
- Enhance oversight of end-to-end risk process, ensure no significant non-compliance events.
- Execute management action plans and address areas of improvement for regulatory/internal audit findings.
- Attend to credit risk policy related queries by various stakeholders.
- Strengthen process improvement and support the independent memo review.
- Promote & support risk conscious culture and best practice controls within the Bank through interaction with teams across different Line of Businesses.
- Support collaboration with Line of Business (LOB) in formulation and development of appropriate policies in addressing new key risks and appropriate risk mitigation.
Job Requirements
Skills
- Strong analytical and problem-solving skills with aptitude for logic.
- Effective communication skills, both written and oral.
- Excellent interpersonal skills.
- Resourceful and adaptable in a changing environment.
- Good team and organizational skills working with cross functional stakeholders.
Knowledge
- Strong knowledge of banking products/operations.
- Strong knowledge of credit risk management approaches/techniques.
- Knowledge of credit underwriting approaches/techniques.
- Sound knowledge of relevant regulations governing credit risk management.
- Awareness of best practices and market trends.
Experience
- Tertiary Graduate or Qualified Professional with at least 5 years of experience in SME, Commercial and Corporate specific areas, with exposure to risk management and regulatory policy requirements.
- Experience in internal audit or credit underwriting will be an added advantage.
- This position is open to Malaysian citizens only.
- 5+ years of Banking experience, preferably in Credit Underwriting.
- 5+ years of work experience in Credit Risk Rating (preferably Moody's and S&P).
- 5+ years of work experience with Internal Audit.
