Job Description:
We are seeking a strategic and client-focused candidate to manage the development and growth of the Bank's business credit and debit card products. The candidate will be responsible for supporting and materializing card products vision, managing product lifecycle, and working cross-functionally to deliver innovative card products, solutions and campaigns to meet the needs of our business clients. Additionally, the candidate will drive systems, process, and operations enhancements to ensure seamless product delivery and customer experience.
Key Responsibilities:
- Manage and execute the product strategy and roadmap for business cards portfolio.
- Manage product development, management and innovation to meet the evolving payment and financing needs of the Bank's business banking clients.
- Own and optimize the P&L of business cards portfolio, including cards usage, balances, profitability and credit risk-rewards.
- Collaborate with cross-functional teams including Finance, Marketing, Sales, Operations, Credit Risk, IT, and System teams to drive product development, launch initiatives, and enhancements.
- Manage initiatives to optimize systems, streamline processes, and improve operational efficiencies related to card products.
- Continuous monitoring of product P&L, performance, customer feedback, and industry trends to innovate and refine product suite.
- Ensure compliance with BNM regulations and internal policies.
Requirements:
- Minimum 5 years experience in credit and debit card product management.
- Strong understanding of cards business P&L, product analysis and strategy, and systems and operations.
- Strong sense of ownership, stakeholder management, and negotiation skills.
- Highly results-driven and skilled in MS Excel, Powerpoint, and Word.