Process Property Financing applications and ensure that all terms & conditions of applications made are within MBSB Bank policies and procedures.
Assess applications and ensure that all terms & conditions of application made are in accordance with stipulated guidelines.
Complete presentation of application (both on credit file and LOS) with credit recommendation writes up on application.
Review applications and credit recommendation against Property Financing policies and guidelines
Recommend applications for Approval Authority's (AA) decisions based on findings and credit strength of the applications (to be done on both Credit Memo and Loan Origination System (LOS).
Complete presentation of applications (both on credit file and LOS) with credit recommendation writes up and condition of approval (T&C) for AA decisions
Prepare daily reporting required by supervisor for application monitoring and tracking purposes
Attend to ad hock tasks as and when assigned by supervisor
Requirements:
Minimum Bachelor's Degree in any field.
Minimum 1 year of relevant experience in credit assessment, property financing, loan underwriting, or banking operations (experience in Islamic banking is an added advantage).
Strong attention to detail and ability to ensure compliance with internal policies and procedures.
Ability to manage multiple applications and meet tight deadlines in a fast-paced environment.
Proficient in Microsoft Office applications (Word, Excel, PowerPoint).