Credit Analyst - Hire Purchase

Job description:

RESPONSIBILITIES

• To process, evaluate and approve Hire Purchase (HP) loan applications in accordance to guidelines and procedures.
• To review supporting income documents and carry out independent credit review.
• To perform verification on customer's personal and/or employment information.
• To conduct or facilitate knowledge sharing with Credit Officers or any related team / department.
• To attend the ad-hoc requests as and when required.

REQUIREMENT

• Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
• Minimum 3 to 5 years of experience in credit decision with delegated authority to approve, preferably from banking or financial services environment
• Strong track record in credit assessment and evaluation
• Ability to lead a small team of junior credit executives
• Possess CCE certificate is additional advantage.
• Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
• Good communication in English and Bahasa Malaysia, both written and spoken