Credit Evaluation Manager, Region Federal Territory

Job Responsibilities:

• To conduct thorough analysis of credit proposals and assessment of data provided by Lending Unit to evaluate the degree of risk of existing or prospective clients including annual review.
• Responsible and accountable for the credit recommendation to enable decision makers to formulate well informed decision.
• To manage and provide oversight the assigned Commercial Banking Portfolio with respective Lending Units by providing independent assessment and value added input on overall credit risk appetite.
• To maintain consistent high quality standard of evaluation and provide measure to optimize Maybank's exposure vis-à-vis borrower's credit profiles as well as preserve the bank's asset quality.
• Continuously learning and provide support to Risk Academy and Group Human Capital in developing a pool of highly capable and technical competent Originator and Evaluator that will be able to perform their functions effectively.
• To undertake ad-hoc assignment or project initiative assigned by Head of Credit and continue support to team members.

Job Requirements

• Preferably tertiary education in business related field or any professional qualification
• CCP/PCC qualification or related credit qualification e.g. CSA by Omega would be an added advantage
• Working experience in processing and/or evaluating Corporate or Commercial loan applications and loan origination experience in Corporate or Commercial loans
• Proven ability to undertake financial and cash flow analysis as well as possess good credit skills in the identification of risks in respect of borrowers, loan structures, sectors and industries
• Proactive person with common sense and demonstration of value-added credit judgement from previous work experience.
• Active team player and possess a strong sense of responsibility and commitment.