Credit Operations Executive

Job Title: Credit Operations Executive

Industry: Automotive Financing / Hire Purchase

Job Responsibilities

• Handle the perfection and processing of hire-purchase agreements and other related documentation.
• Review and verify hire-purchase agreements, including second-print documents, to ensure accuracy and completeness.
• Sort, organise and maintain hire-purchase agreements and security documents.
• Prepare completed agreements and supporting documents for dispatch to customers.
• Monitor and coordinate agreement stamping and related matters with the Inland Revenue Board of Malaysia (LHDN).
• Process loan releases in accordance with established operational procedures and approval requirements.
• Ensure all loan documentation is properly completed, recorded and filed.
• Coordinate with relevant internal departments to resolve documentation discrepancies and outstanding requirements.
• Perform other operational and administrative duties as assigned by the supervisor.

Job Requirements

• Minimum Diploma or Bachelor's Degree or equivalent qualification.
• 3–5 years of working experience in hire-purchase operations, loan documentation, automotive financing, banking operations or a related field.
• Familiarity with hire-purchase agreements, document perfection, stamping procedures and loan release processes will be an advantage.
• Proficient in Microsoft Word and Microsoft Excel.
• Strong attention to detail, organisational skills and ability to meet deadlines.
• Able to work independently and collaboratively within a team.