Credit Processing Officer

Responsibilities

• Perform comprehensive credit checks on prospective clients as part of the onboarding process.
• Analyze credit reports and financial statements to assess credit risk and financial stability.
• Utilize credit bureau reports and other relevant data sources to gather necessary information.
• Prepare detailed credit assessment reports and provide recommendations based on findings.
• Collaborate with the finance and risk management teams to ensure alignment with company credit policies.
• Maintain accurate records of all credit checks and related documentation.
• Monitor and review client credit status periodically to ensure ongoing compliance with credit terms.
• Communicate with clients to obtain necessary documentation and clarify credit-related queries.
• Stay updated on industry trends and changes in credit reporting practices.
• Responsible for applying incoming payments to customers account accurately and promptly.
• Conduct reconciliation payment details with invoice ensuring that payments are correctly posted in the accounting system.
• Identifying and resolving discrepancies between payment amounts and invoice details. Which may involve investigation of short payments, overpayments or unapplied cash

Education/ Experience/ Skills

• Bachelor's degree in finance, Accounting, Business Administration, or a related field, or equivalent work experience
• Proven experience in conducting credit checks and analyzing credit reports
• Strong understanding of accounting principles and financial analysis
• Experience with credit bureau reports and related tools
• Excellent attention to detail and accuracy
• Strong analytical and problem-solving skills
• Effective communication and interpersonal skills
• Ability to manage multiple tasks and prioritize effectively
• Willing to work based on ANZ working hour and to work during PH if required (6.30am - 3.30pm)