Executive, Credit Administration

affin group

Shah Alam, Malaysia, Selangor

Fresher

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Posted 8 days ago
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Job Description

Create the future with Affin! You too can make a difference.

We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

Job Purpose

Responsible for timely loan documentation and data entry in the branch which include preparation, disbursement, safe custody, lodgment, movement and release
Oversee the HP insurance business

Accountabilities

Ensure loan documents are prepared properly for signing
Vet and ensure that loan documents and their supporting documents are in order prior to disbursement
Ensure that all disbursements are in order and done within the authority framework
Ensure timely disbursement to dealers/vendors to help improve rapport with them
Ensure that loan documents are duly lodged according to regulatory/procedural requirements e.g. stamping and mailing within the stipulated period
Ensure proper safekeeping and movement of loan documents/files including release
Ensure that movement of loan documents are properly tracked
Responsible for CIF and loan data quality
Oversees the HP insurance business to ensure that targets are met
Cross sell HP related products and any other Bank products
Ensure timely submission of reports to Head Office
Keep abreast with the latest and applicable Bank and regulatory policies, guidelines, manuals and circulars and ensure that they are compiled to all policy and guideline.
Ensure that data integrity and workflow/process requirements are met
Act as authorized signatory
Undertake any other job functions as may be assigned by the Management from time to time